High Falls Advisors, LLC

Welcome to High Falls Advisors, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

KODAK SIP UPDATE: CHANGES TO FIXED INCOME FUND Beginning 02/01/12 - For an update on the changes to the Fixed Income Fund in SIP,  log in to your T. Rowe Price account and you will receive a pop up ALERT directing you to read more on the coming changes to the Fixed Income Fund (Fund D).

Eastman Kodak files Bankruptcy January 19, 2012  Questions and Answers from Eastman Kodak regarding their bankruptcy filing: http://www.kodaktransforms.com/

                Please click here for an updated Bulletin 1.6.2012

Eastman Kodak Retirees Association: http://ekra.org/ 

 Our website is designed to help you gain a better understanding of the financial concepts behind investing, retirement, estate planning, insurance and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.

We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance. 

High Falls Advisors was formed by a group of financial professionals to provide advice and counsel to individuals and families. Each client family is matched by personality and need to a Client Advisor whose job is to learn all about the client family's needs, objectives and concerns and to represent the family in meetings with the experts in each discipline. The Client Advisor acts as an advocate for designated family members and ensures that effective communications occur between all family advisors and members.

Our typical client is mature, financially conservative, and expects frequent contact and proactive advice.  We work with existing family advisors, when practical, and seek to interpret and enlighten as well as promote timely action in all matters financial.  We use an accounting system that allows us to consolidate family asset/liability reporting, even for areas not under our control.  This approach is the basis for all our decision alternatives.

Calculators

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

Newsletters

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

HOT TOPIC: Eye on Japan's Recovery Within a Recovery

Japan’s economy hasn’t been on solid ground since the 1990s, but now it must grapple with rebuilding after an earthquake, tsunami, and nuclear accident that have caused economic losses expected to surpass $300 billion. What is the outlook for Japan and the effects the nation's disasters could have on the world economy and financial markets?

Never Retire? Don't Count on It

In a recent survey, just 40% of wealthy individuals indicated they are totally confident they will have enough money for retirement. The other 60% said they will shun traditional retirement and work as long as possible. However, it could be dangerous to believe that a retirement income shortfall can be overcome by working past the traditional retirement age.

Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

More Newsletters →